Annual Income Calculator
Project your annual income from your hourly rate or day rate. See what you could earn based on different working patterns and hours. Helpful for setting income goals, comparing employed versus self-employed earnings and planning for the year ahead.
Annual = Rate × Days/Hours Worked
Calculate NowApprentice Cost Calculator
Calculate the true cost of taking on an apprentice including wages, training, college days and supervision time. See the costs broken down by year as wages increase, and understand when an apprentice becomes profitable for your business. Essential for planning workforce development.
Based on current UK apprentice minimum wage rates
Calculate NowBreak-Even Calculator
Calculate how much you need to earn each month to cover all your business costs and break even. Factor in fixed overheads, vehicle costs, tools and insurance to understand your minimum monthly target before you start making profit.
Break-Even = Fixed Costs ÷ Profit Margin
Calculate NowCash Flow Forecast
Simple monthly cash flow calculator for tracking income and expenses. Monitor money coming in from jobs against your regular outgoings to stay on top of your finances. Helps identify quiet periods and plan for upcoming expenses.
Balance = Opening + Income - Expenses
Calculate NowCIS Tax Calculator
Calculate Construction Industry Scheme (CIS) deductions for subcontractor payments. Work out the correct deduction at 20% for registered subcontractors or 30% for unregistered, with materials costs exempt from deductions. Essential for contractors paying subbies and subcontractors checking their pay.
Registered: 20% | Unregistered: 30%
Calculate NowDay Rate Calculator
Calculate what day rate you need to charge based on your desired annual income and expected working days. Accounts for holidays, sick days and quiet periods to give you a realistic daily rate. Essential for subcontractors and anyone charging by the day.
Day Rate = Target Income ÷ Working Days
Calculate NowDeposit Calculator
Calculate deposit amounts and payment stages for jobs. Work out what deposit to request and how to structure stage payments. Helps manage cash flow on larger projects and ensures you are not funding materials from your own pocket.
Typical deposits: 10-30% depending on job size
Calculate NowDiscount Calculator
Calculate discounted prices and savings from the original price. Work out what customers save with percentage or fixed discounts, and see the final price to charge. Useful for promotional offers, trade discounts and negotiating with customers on larger jobs.
Discounted = Original × (1 - Discount%)
Calculate NowEmployee Cost Calculator
Calculate the true cost of employing someone including salary, employer National Insurance, pension contributions, holiday pay and other employment costs. Understand what an employee really costs your business beyond their basic wage.
Includes Employer NI at 13.8% + pension
Calculate NowFuel Cost Calculator
Calculate fuel costs for jobs based on distance travelled and your vehicle MPG. Work out the true cost of driving to jobs so you can factor it into your quotes. Enter current fuel prices to get accurate costs for any journey.
Cost = (Distance ÷ MPG) × Price Per Litre × 4.546
Calculate NowHourly Rate Calculator
Work out your hourly rate from your annual salary target or desired income. Factor in your expected working hours per week and weeks per year to calculate an accurate hourly charge. Perfect for pricing smaller jobs, call-outs and time-based work.
Hourly = Annual ÷ (52 weeks × Hours/week)
Calculate NowIncome Tax Estimator
Estimate your income tax and National Insurance contributions based on your annual earnings. Uses current UK tax bands and rates for both employed and self-employed workers. Helpful for planning your finances, setting aside money for tax bills and understanding your take-home pay.
2024/25 rates | Personal Allowance: £12,570
Calculate NowInvoice Calculator
Calculate invoice totals with VAT and any deposits already paid. Work out the correct amounts for your invoices including net, VAT and gross totals. Deduct deposits or stage payments to show the balance due clearly.
Balance = Total + VAT - Deposits
Calculate NowJob Costing Calculator
Calculate the true cost and profit of any job including all your expenses. Factor in materials, labour, travel, waste disposal and overheads to see your actual profit margin. Use before quoting to ensure every job is priced to make money.
Profit = Income - (Labour + Materials + Overheads)
Calculate NowLinear Metre Rate Calculator
Calculate job prices using a linear metre rate. Enter the length and your rate per metre to get the total price. Perfect for pricing fencing, edging, kerbing, guttering, drainage and other work charged by length.
Price = Length × Rate per linear metre
Calculate NowLoan Repayment Calculator
Calculate monthly repayments on business loans, van finance and equipment purchases. Enter the loan amount, interest rate and term to see your monthly payments and total cost of borrowing. Essential for planning major purchases and managing cash flow.
Monthly = P × (r(1+r)^n) / ((1+r)^n - 1)
Calculate NowMarkup Calculator
Calculate the correct selling price from your costs using your chosen markup percentage. Whether you add 20%, 50% or more, this calculator shows you exactly what to charge customers. Helps ensure consistent pricing and healthy profit margins across all your jobs.
Selling Price = Cost × (1 + Markup%)
Calculate NowMaterial Markup Calculator
Calculate what to charge customers for materials with your markup applied. Factor in your handling, delivery collection and storage costs to ensure you make margin on materials as well as labour. See both trade cost and customer price clearly.
Typical markup: 10-20% on materials
Calculate NowMileage Claim Calculator
Calculate mileage claims using HMRC approved rates for business travel. Work out what you can claim for using your own vehicle, whether as a sole trader expense or employee reimbursement. Uses current HMRC mileage allowance payments.
HMRC rates: 45p first 10k, 25p thereafter
Calculate NowNational Insurance Calculator
Calculate your Class 2 and Class 4 National Insurance contributions as a self-employed tradesperson. Based on your annual profits, work out exactly how much NI you need to pay alongside your income tax. Essential for accurate tax planning and budgeting throughout the year.
Class 4: 6% (£12,570-£50,270) + 2% above
Calculate NowOvertime Calculator
Calculate overtime pay at time-and-a-half or double time rates. Work out what you should earn for weekend work, bank holidays or extended hours. Essential for employees checking their pay and employers calculating correct overtime payments.
Time-and-half = Rate × 1.5 | Double = Rate × 2
Calculate NowPayment Terms Calculator
Calculate invoice due dates and early payment discounts. Work out when payments are due based on your terms, and offer incentives for faster payment. Useful for managing cash flow and encouraging prompt payment from customers.
Common terms: Net 30, 2/10 Net 30
Calculate NowPlant Hire Calculator
Calculate plant and equipment hire costs including daily, weekly and monthly rates. Compare different hire periods to find the most cost-effective option for your job. Factor hire costs into your quotes to ensure you cover all expenses.
Weekly rate is typically better value than daily
Calculate NowProfit Margin Calculator
Calculate your profit margin percentage and markup from your costs and selling price. Understand the difference between margin and markup, and ensure you are pricing jobs profitably. Essential for reviewing completed jobs and refining your pricing strategy.
Margin = (Profit ÷ Selling Price) × 100
Calculate NowQuote Builder
Build a professional quote with labour, materials and your chosen markup percentage. Add multiple line items, calculate totals with or without VAT, and see your profit margin clearly. Perfect for putting together accurate job quotes that ensure you make money on every project.
Labour + Materials + Markup = Quote
Calculate NowScaffold Calculator
Estimate scaffolding hire costs based on the length, height and duration needed. Get approximate costs for different scaffold configurations to help budget for jobs requiring access equipment. Useful for quoting larger projects accurately.
Cost varies by height, access and duration
Calculate NowSkip Hire Calculator
Estimate the skip size you need and approximate hire costs for your job. Calculate based on the type and volume of waste you are removing. Covers mini skips through to large roll-on roll-off containers for bigger clearance projects.
Skip sizes: Mini (2yd) to RoRo (40yd)
Calculate NowSquare Metre Rate Calculator
Calculate job prices using a square metre rate. Enter your area and rate per m² to get the total price. Perfect for pricing paving, turfing, screeding, rendering, flooring and other work charged by area. Compare different rate options easily.
Price = Area × Rate per m²
Calculate NowTime & Materials Calculator
Calculate job costs based on time spent and materials used. Perfect for day work, variations and jobs where you cannot give a fixed price upfront. Track hours and materials to produce accurate final invoices for customers.
Total = (Hours × Rate) + Materials + Markup
Calculate NowTool Hire vs Buy
Work out whether it is cheaper to hire or buy equipment based on how often you will use it. Compare the cost of purchasing outright against ongoing hire charges to make smart investment decisions for your business.
Break-even = Purchase Price ÷ Hire Cost Per Use
Calculate NowVAT Calculator
Add or remove VAT from any amount quickly and accurately. Calculate VAT at the standard 20% rate or reduced 5% rate for qualifying works. Essential for creating quotes, checking supplier invoices and ensuring your pricing is correct for customers.
Standard VAT: 20% | Reduced: 5%
Calculate NowVehicle Running Cost
Calculate the total cost of running your work vehicle per mile. Include fuel, insurance, road tax, servicing and repairs to understand your true running costs. Essential for pricing jobs accurately and claiming the right expenses.
Total = Fuel + Insurance + Tax + Service + Depreciation
Calculate NowWaste Disposal Cost Calculator
Calculate waste disposal costs for different types of building and garden waste. Estimate skip sizes, tipping fees and bagged waste collection costs to factor into your quotes. Includes common waste types from construction and landscaping projects.
Costs vary by waste type and region
Calculate NowSee Also
Paving and Material Calculators
Calculate quantities for gravel, sand, paving slabs, blocks, mortar and more